Bozeman Real Estate

Buying a home makes more financial sense than renting in 72 percent of the largest U.S. cities, says home-search Web site Trulia, based on an index that compares the median sales price of homes with the median rent on two bedroom apartments, condos, and townhomes.  The top five metro areas favoring ownership are Miami; Las Vegas; Arlington, ...

  Wells Fargo is now accepting credit scores as low as 500 to borrowers of FHA mortgages.  The National Association of Realtors and the FHA Commissioner, David Sterns previously criticized the country's major banks for requiring credit scores as high as 650 in some cases before even making a loan.  Under Wells Fargo's new ...

Bozeman Montana Real Estate .netHome Ownership MattersArticle From HouseLogic.com Published: February 11, 2011 Home ownership hasa significant impact on net worth, educational achievement, civic participation, health, and overall quality of life. And, home ownership helps create jobs--lots of them--right here at home. Home Ownership ...

Bozeman Montana Real Estate .netSchedule A Form: 6 Home Deduction TrapsArticle From HouseLogic.com By: Barbara Eisner Bayer Published: January 27, 2011 Get an "A" on your Schedule A Form: Dodge these tax deduction pitfalls to save time, money, and an IRS investigation. Schedule A ...

Borrowers Aim to Reduce Debtby Carla HillAre borrowers taking aim at lowering their debt? Recent reports give evidence that exactly this could be on the minds of borrowers as they apply for mortgage refinancing.According to the latest results of Freddie Mac's 4th quarter 2010 cash-out refinance analysis, 46 percent of homeowners who refinanced ...

BozemanMontanaRealEstate.netHeating and Cooling Your Attic RemodelArticle From HouseLogic.com By: Benjamin Allen Published: December 03, 2010 Your attic is vulnerable to elements that suck out hot and cold air. Insulate and extend heating and cooling systems to keep comfortable in your new space.Heating and cooling your attic can be a challenge. ...

Going on a Financial Diet by Carla HillMany Americans live on a margin, spending more than they earn, using credit to make up the difference, and saving at near invisible rates. Living past their means, they use credit to buy houses, cars, and merchandise that many experts would suggest they really can't afford. This "good life" is ...

Tools for Determining the Market Value of Your HomeIt is essential to list your home at the right price and it is important to get it right the first time. The pricing of a house is a major component in ensuring that your home sells quickly. There are several ways to determine the market value of your home, including an Automated Valuation Model, ...

The first time home buyer tax credit will be expiring the end of November.  Please keep in mind that it takes at least 30 days to close and in many occasions 45, if there are any hiccups in the process, which has become the norm.  If you would like to close on your new home before the deadline you should make an offer on a home within ...

  Calendar of Upcoming Classes atThe HRDC’s Homeownership Center The Road to Home October-November-December 2009 Homeownership EducationAre you ready to buy a home? What are the benefits of homeownership? How do lenders decide to make loans? Our 9 hour, comprehensive homeownership education course, directed by a HUD-Approved ...